UTARI, Ulil Azmi; FAUZIAH, Yuli. Analysis of Factors Affecting Intention to Use and User Satisfaction of Paylater Using DeLone & McLean Adoption Model. Telematika: Jurnal Telematika dan Teknologi Informasi, [S. l.], v. 20, n. 3, p. 343–461, 2023. DOI: 10.31315/telematika.v20i3.10643. Disponível em: https://jurnal.upnyk.ac.id/index.php/telematika/article/view/10643. Acesso em: 5 dec. 2025.