Utari, Ulil Azmi, and Yuli Fauziah. 2023. “Analysis of Factors Affecting Intention to Use and User Satisfaction of Paylater Using DeLone & McLean Adoption Model”. Telematika: Jurnal Telematika Dan Teknologi Informasi 20 (3):343-461. https://doi.org/10.31315/telematika.v20i3.10643.