Comparison of Banking Profitability before and during Covid-19 at Banks Registered on the IDX in 2017-2022

Alpius Priswanto Bangun, Sri Isworo Ediningsih, S.T. Haryono

Abstract


Covid-19 that occurred in Indonesia not only had an impact on life and health but was disrupted. Banking has also been affected by the Covid-19 pandemic, which is a threat as well as an opportunity for Indonesian banking performance. Covid-19 is a threat because the banking sector will experience several possible risks, for example, the risk of bad credit. So that good management is needed in maintaining its performance by increasing its profitability ratio. This study aims to discover the differences in profitability ROA, ROE, NIM/NOM, and BOPO before and during Covid-19. The population of this study are banking sector companies listed on the Indonesia Stock Exchange in the period 2017 to 2022 with a total of 47 banks. 30 banks meet the criteria to be sampled in this study. The results of the hypothesis testing in this study showed that there were differences in ROA, ROE, and NIM/NOM before and during Covid-19. Whereas in the BOPO ratio, there was no difference before and during Covid-19.

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